How to repair my credit and improve my FICO ScoresIt's important to note that repairing bad credit is a bit like losing weight: It takes time and there is no quick way to fix a credit.
Why January Is The Best Time To Buy A Home
Nobody Is Buying. November through January are prime holiday months. The last thing anybody wants to do during Thanksgiving, Hanukkah, Christmas, and New Year’s is to shop for a house. The weather is generally also the worst during this time of the year. Meanwhile, due to traditional company budget spending cycles, there’re fewer job turnovers and relocations. Given these factors, your competition to find that perfect property goes way down.
Desperate Sellers. Given we all know that the holidays are between November and January, the act of listing property during this time period indicates the seller is desperate. By waiting until February or March to list, a seller greatly increases the pool of potentials buyers. By listing between November and January, however, the seller may very well be shouting, “I can’t wait! I need your money now!” Thus, as a buyer, you have a much better chance of winning a lowball offer.
See The Property At Its Worst. If you like the property during the middle of winter, then you should love the property during all the other seasons. Winter is when a property is subjected to the harshest conditions. You should test insulation, working pipes, the HVAC unit, the windows, and all sorts of things that get stressed during the winter. People have poor imaginations, which is why staging a home is big business. Your job as a buyer is to look beyond the shaggy green rug and discover the beautiful oak wood floors underneath.
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